To Pawn or not to Pawn?

This is a pawnshop in a less affluent neighborhood of Miami, in the downtown area. In case you do not know what this is...
Pawnshops and pawnbroking have been around for thousands of years. The basic idea behind any pawnshop is to loan people money.

It goes like this:

1. You bring in something you own and give it to the pawnbroker as collateral for a loan (this act is called pawning).
2. The pawnbroker loans you money against that collateral.
3. When you repay the loan plus the interest, you get your collateral back.
4. After the term, usually 180 days, if you don't repay the loan, the pawnbroker keeps the collateral.

It's 10:30 Monday morning, and this place does not seem to be opened for business yet.